Healthcare is the only reason that I haven't moved to America.
You're not the only one. Were it not for healthcare, my wife would have us living in Hawaii by now.
How much am I looking at per month to cover 2 adults and 2 kids?
One benefit of the Affordable Care Act is that your kids get to use your health insurance until they're 26, meaning they don't need to worry about buying their own while they're still in school.
Here's an example of the difference between America and NZ:
My Mum returned from a trip to America last weekend. While she was there, she had an asthma attack and had to see a doctor. She ended up being charged US$410 for a quick check up and an inhaler (which was 1/4 of the final cost).
Around the same time she was flying home, my little brother suffered a heart attack (long running heart issues) and had to be rushed to hospital. He spent the first day in an induced coma (thanks to 'Michael Jackson Juice
') in the HDU, woke up the next day, and is looking at a week-long stay in hospital as well as having a mini-defibrilator installed in his chest. His total cost for this treatment and stay: NZ$0 (plus whatever he may put into the vending machines - which only dispense healthier food options).
I know which system I prefer.
Yes, there are people who abuse the system, but that is a feature of every system. There are plenty of people who do so in America, the difference is that some of them are corporations.